Brian Cardenas

Branch Manager
NMLS #183143

Brian Cardenas

Brian began his mortgage career as a mortgage loan officer in 1991 straight out of college. He worked for two large national mortgage banking companies and a large mortgage brokerage before co-founding and serving as President of Antigua Capital Funding from 1999 to 2010. Brian worked for four different mortgage banking companies from 2012 to 2022. Then in 2022, Brian decided that it was time to get back to his roots in the mortgage broker channel and being able to offer more options and the best rates and fees in the industry to help our clients manage their debt and build wealth for their future. To do that, we started Give Mortgage powered by UMortgage. With Give Mortgage we can help people by giving them the best rates, giving them great advice, and we give back to great charities as part of the Give Network (to be launched soon).

As a veteran loan officer, Brian has committed himself to listening to his clients and providing them with the financing solution that best serves their needs. By educating his clients on the process and setting the proper expectations, Brian's clients are never subjected to those horror story surprises that so many people have unfortunately had in past with other mortgage companies. Always putting his clients' needs and best interests first is Brian's top priority and what has made his business nearly 100% referral based for the last two plus decades.

The only thing that comes ahead of Brian's clients is his family. Brian's son, Evan, has been working with Brian since 2014 and is a Loan Officer on The Cardenas Team. Brian has been married to his wife Dina since 1992 and is a devoted father to his son Evan and daughter Cassandra. Brian's family lives in Cave Creek and enjoys movies, dinners out, the beach, golfing, and going to Suns, Cardinals, and Diamondback games.

Brian also supports St. Vincent de Paul the Make a Wish Foundation.

About UMortgage

Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at UMortgage, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan to meet your specific needs.

Financing a home is one of the biggest commitments you will ever make let us help guide you throughout the entire loan process from application to closing and beyond. We look forward to putting our mortgage service to work for you!

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